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Recourse vs Non-Recourse Investor Loans

Personal guarantee vs property-only liability — what each means when a deal goes sideways.

· 1 min read

Outline — pending named byline + LO review.

The short answer

[One-paragraph verdict: which option wins for the typical reader, and the single biggest deciding factor.]

Head to head

Side-by-side (to verify)
FactorRecourseNon-recourse
Qualifies on
Typical leverage
Speed to close
Best when

When Recourse wins

  • [Scenario favoring the first option]

When Non-recourse wins

  • [Scenario favoring the second option]

Edge cases

  • [Where the simple comparison breaks down]

Bottom line

[Closing recommendation framework.]