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Playbooks

The BRRRR Playbook

Buy, rehab, rent, refinance, repeat — the financing spine of BRRRR, where the DSCR take-out pencils, and the seasoning rules that trip people up.

· 1 min read

Outline — pending named byline + LO review. A strategy-grade overview; the step-by-step lives in the Strategies cluster.

The BRRRR financing arc

  1. Buy — cash, hard money, or bridge for the acquisition
  2. Rehab — fund the work; track scope for the appraisal
  3. Rent — stabilize at market rent (your DSCR input)
  4. Refinance — DSCR take-out to recover capital
  5. Repeat — recycle the cash into the next deal

Where the take-out pencils

  • ARV × refi LTV vs all-in cost → cash left in / pulled out
  • Why DSCR is the natural take-out vehicle (property qualifies)
  • Use the BRRRR ROI calculator to model it

Scenario example

  • [$150k purchase + $45k rehab, $260k ARV, 75% refi] — see the calculator preset

What typically goes wrong

Indicative rate range

Add once LO-reviewed.

Estimates only. Actual rates, terms, and approval subject to lender underwriting, appraisal, and qualifying criteria.

We are currently licensed to originate in Texas. For other states this page is educational only and is not an offer to lend.