Draft — unreviewed sample, not for publication. Pending named-byline and licensed-LO review.
The Hard Money Playbook
When DSCR can't fit the deal — how hard money actually works for investors, the real cost, and how to refinance out fast.
· 1 min read
Outline — pending named byline + LO review.
Who this is for
- [Describe the investor profile this product fits]
- [The qualifying path it pairs with]
How it works
- [Mechanics: what the lender evaluates, how the file is structured]
- [Leverage / pricing shape — describe, do not quote]
Scenario examples
- [Hard Money scenario — purchase, LLC title]
- [Second representative scenario]
Qualification matrix
| Path | Typical max LTV | Reserves | Notes |
|---|---|---|---|
| — | — | — | Fill from matrices |
| — | — | — | Fill from matrices |
What typically goes wrong
For how the underlying ratios get computed against live data, see the DSCR refinance math that takes you out of hard money.
Indicative rate range
Add once LO-reviewed.
Estimates only. Actual rates, terms, and approval subject to lender underwriting, appraisal, and qualifying criteria.
We are currently licensed to originate in Texas. For other states this page is educational only and is not an offer to lend.