Draft — unreviewed sample, not for publication. Pending named-byline and licensed-LO review.
The Mixed-Use Playbook
Financing residential-plus-commercial properties — when the residential share saves the deal and when commercial rules take over.
· 1 min read
Outline — pending named byline + LO review.
Who this is for
- [Describe the investor profile this product fits]
- [The qualifying path it pairs with]
How it works
- [Mechanics: what the lender evaluates, how the file is structured]
- [Leverage / pricing shape — describe, do not quote]
Scenario examples
- [Mixed-Use scenario — purchase, LLC title]
- [Second representative scenario]
Qualification matrix
| Path | Typical max LTV | Reserves | Notes |
|---|---|---|---|
| — | — | — | Fill from matrices |
| — | — | — | Fill from matrices |
What typically goes wrong
For how the underlying ratios get computed against live data, see the residential DSCR rules that may still apply.
Indicative rate range
Add once LO-reviewed.
Estimates only. Actual rates, terms, and approval subject to lender underwriting, appraisal, and qualifying criteria.
We are currently licensed to originate in Texas. For other states this page is educational only and is not an offer to lend.