Draft — unreviewed sample, not for publication. Pending named-byline and licensed-LO review.
The Portfolio Loan Playbook
Financing five or more properties under one loan: blanket structures, release clauses, cross-collateralization, and when consolidation actually helps.
· 1 min read
Outline — pending named byline + LO review.
Who this is for
- Investors with 5+ doors wanting one loan, one payment
- Borrowers consolidating seasoned rentals
How portfolio / blanket loans work
- Blanket loan vs multiple DSCR loans
- Release clauses — selling one property out of the blanket
- Cross-collateralization: the upside and the risk
Scenario examples
- [8-door consolidation under one blanket]
- [Portfolio cash-out across seasoned rentals]
Qualification matrix
| Structure | Min properties | Typical max LTV | Notes |
|---|---|---|---|
| Blanket / portfolio | 5+ | — | Fill from matrices |
What typically goes wrong
Indicative rate range
Add once LO-reviewed.
Estimates only. Actual rates, terms, and approval subject to lender underwriting, appraisal, and qualifying criteria.
We are currently licensed to originate in Texas. For other states this page is educational only and is not an offer to lend.